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From whether it is worth investing in a new bathroom, to the best time of year to sell, we are always happy to give our advice. We also provide clear independent advice on mortgages, buildings or contents insurance, critical life cover or mortgage repayment protection.
We can provide fully independent advice on the best mortgage for you, with no obligation and no fee. Whether you're looking to move, release capital from your property or just get a better rate, we at Maslen can help.
With Maslen Financial Services, you get access to the whole market (excluding direct only deals) to recommend the most attractive mortgage, direct access to underwriters, budgeting advice, recommendations on a host of insurance policies and all this fee-free.
For your independent, fee-free, impartial advice, contact our independent advisor Graham Griffin today. You can also download our handy guide to homebuying and mortgages.
Our mortgage specialist Graham Griffin CeMAP is based in the Lewes Road office but is able to meet you at any of our branches.
Our Lewes Road branch is located in the section of Lewes Road between Elm Grove and Sainsbury’s at the Vogue Gyratory, between Trinity Street and St Martin's Street, close to St Martin’s Church. Graham is responsible for managing Maslen Financial Services and delivering independent mortgage advice to clients across our four city branches.
Joining the Company in September 2009 and with over 30 years’ experience in financial services, he still takes real care and joy in finding people the right mortgages, life cover and buildings and contents insurance. Being CeMap qualified for over 10 years, he prides himself on his passion, professionalism and building long-term relationships with his clients.
39 Lewes Road, Brighton
East Sussex
BN2 3HQ
| Mon | 8.30 - 6.00 |
| Tue | 8.30 - 6.00 |
| Wed | 8.30 - 6.00 |
| Thu | 8.30 - 8.00 |
| Fri | 8.30 - 6.00 |
| Sat | 8.30 - 5.00 |
David Maslen, trading as Maslen Financial Services, is an appointed representative of Best Practice IFA Group Limited. Best Practice is authorised and regulated by the Financial Conduct Authority. The registration number is 475260.
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves.
To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Whether you are buying or selling your property, you will need to think about appointing a solicitor/conveyancer to manage the legal side of the transaction. This is called conveyancing and is the legal process involved in transferring ownership of property from one person to another.
Finding a reliable solicitor/conveyancer that will keep you updated on each stage of the process, not only makes a difference to your sale or purchase but also to your stress levels! Maslen Estate Agents has joined forces with two of the city’s leading conveyancing companies to ensure this process runs smoothly for you. We offer the following services and benefits:
On average, the conveyancing process takes between 8 to 12 weeks. This is because there are usually many different factors involved such as the chain and completion date negotiations, mortgage application process and Local Authority searches. Whilst these variables can affect the time it takes, you can get email updates, or your solicitor/conveyancer can keep you informed and updated.
You can use our mortgage calculator to help you estimate the size of mortgage you can afford and budget your move. To work out what your monthly mortgage repayments would be simply enter the amount you wish to borrow, the term in which you intend to pay it off and the interest rate.
If you’d like to discuss your options please contact our independent mortgage advisor Graham Griffin CeMap.
We are over half way through 2018 but there’s been little certainty in the property market. From the abolition of Stamp Duty for first time buyers, to the impending Brexit and fluctuating house prices, we’ve seen a ‘watch and wait’ approach adopted by many. But is it all for a good cause?
With the average property ownership between seven and eight years, you may have received higher valuations for your home in the recent past - but not so much in the current climate. With price fluctuations across the entire housing market (house prices rose from 2% in June to 2.5% in July) your ideal house is still within reach, you may just be selling and buying for a little less. A realistic, competitive valuation will serve you well with the current high demand for property allowing you to move quickly, while still being able to afford your next home.
Over 1.2 million second steppers considered moving but didn’t in the last two years. Of those, over 50% found their current homes too small for their needs. This ‘watch and wait’ attitude is a major contributor to market stagnation, which sees house prices rise unrealistically and availability reduce dramatically. The best thing we can do? Keep moving. With an influx of new buyers available thanks to changes in Stamp Duty, homeowners at all levels of the ladder can move onto their next big adventure, all the while allowing first time buyers access to the market.
Mortgage rates have been at an all-time low. Since the Bank of England recently increased base interest rates from 0.5% to 0.75%, it’s likely that mortgage rates will edge up too. This shouldn’t be a worry though, as rates as currently at a historical low.
A more promising trend is the news that mortgage approvals increased by 6.4% from April to May, a good sign for first-time buyers.
Don’t let the market dictate finding your perfect home. Instead, put stock in a solid, realistic valuation and act. Whether you’re a second-stepper seller, first-time buyer or are considering downsizing, our honest, friendly team can give you all the advice you need when buying or selling in Brighton & Hove.
· Adjust your expectations. Pricing your house realistically will mean a quicker sale and still allow you to take the next step.
· Don’t let the market stop you from moving. Less sellers leads to a stagnated market filled with over-priced housing and little choice.
· Good news for first time buyers. Increases in mortgage lending coupled with Stamp Duty relief makes this a promising time for first time buyers.
At Maslen Estate Agents, we put people before profit. That means using our expertise to find the right home, or the right buyer, for you – our customer. For sellers, we use our unrivalled knowledge of the local area to ensure your property goes for the right price, to the right person. Our completion rate is one of the highest in Brighton & Hove thanks to our agents being some of the longest serving in the area. We know how complicated selling a home can be, so we offer plenty of advice on the selling process and making the most of your property. And we can provide a free, no obligation market appraisal. For buyers, you can browse houses for sale in Brighton and Hove and flats for sale in Brighton and Hove to find properties that suit any budget. Our handy buyer's guide will tell you nearly everything you need to know about buying property, and we'll be there for everything else. We're dedicated to finding the perfect home for you, taking you through the entire process – from viewing to completion.
Click here to view our brochure.