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From whether it is worth investing in a new bathroom, to the best time of year to sell, we are always happy to give our advice. We also provide clear independent advice on mortgages, buildings or contents insurance, critical life cover or mortgage repayment protection.
We can provide fully independent advice on the best mortgage for you, with no obligation and no fee. Whether you're looking to move, release capital from your property or just get a better rate, we at Maslen can help.
With Maslen Financial Services, you get access to the whole market (excluding direct only deals) to recommend the most attractive mortgage, direct access to underwriters, budgeting advice, recommendations on a host of insurance policies and all this fee-free.
For your independent, fee-free, impartial advice, contact our independent advisor Graham Griffin today. You can also download our handy guide to homebuying and mortgages.
Our mortgage specialist Graham Griffin CeMAP is based in the Lewes Road office but is able to meet you at any of our branches.
Our Lewes Road branch is located in the section of Lewes Road between Elm Grove and Sainsbury’s at the Vogue Gyratory, between Trinity Street and St Martin's Street, close to St Martin’s Church. Graham is responsible for managing Maslen Financial Services and delivering independent mortgage advice to clients across our four city branches.
Joining the Company in September 2009 and with over 30 years’ experience in financial services, he still takes real care and joy in finding people the right mortgages, life cover and buildings and contents insurance. Being CeMap qualified for over 10 years, he prides himself on his passion, professionalism and building long-term relationships with his clients.
39 Lewes Road, Brighton
East Sussex
BN2 3HQ
| Mon | 8.30 - 6.00 |
| Tue | 8.30 - 6.00 |
| Wed | 8.30 - 6.00 |
| Thu | 8.30 - 8.00 |
| Fri | 8.30 - 6.00 |
| Sat | 8.30 - 5.00 |
David Maslen, trading as Maslen Financial Services, is an appointed representative of Best Practice IFA Group Limited. Best Practice is authorised and regulated by the Financial Conduct Authority. The registration number is 475260.
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves.
To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Whether you are buying or selling your property, you will need to think about appointing a solicitor/conveyancer to manage the legal side of the transaction. This is called conveyancing and is the legal process involved in transferring ownership of property from one person to another.
Finding a reliable solicitor/conveyancer that will keep you updated on each stage of the process, not only makes a difference to your sale or purchase but also to your stress levels! Maslen Estate Agents has joined forces with two of the city’s leading conveyancing companies to ensure this process runs smoothly for you. We offer the following services and benefits:
On average, the conveyancing process takes between 8 to 12 weeks. This is because there are usually many different factors involved such as the chain and completion date negotiations, mortgage application process and Local Authority searches. Whilst these variables can affect the time it takes, you can get email updates, or your solicitor/conveyancer can keep you informed and updated.
You can use our mortgage calculator to help you estimate the size of mortgage you can afford and budget your move. To work out what your monthly mortgage repayments would be simply enter the amount you wish to borrow, the term in which you intend to pay it off and the interest rate.
If you’d like to discuss your options please contact our independent mortgage advisor Graham Griffin CeMap.
Brexit negotiations are still in progress and there’s uncertainty on how it will affect the property market. We’ve taken a look at the current trends, and given our advice for 2019.
Property prices have dropped over the past few months. This means that for first time buyers, now is a great time to buy because house prices are at their lowest in recent times.
As well as cheaper property, borrowing money is still affordable, with the Bank of England base rate currently at 0.75%.
You may have read that mortgage rates could dramatically increase once we’re through Brexit. In reality, any increase in rates will be slow and steady, rising to a potential 5% in the next few years.
We need to remember that mortgage rates are still significantly cheaper in 2019 than the late 1980s, where rates hit 16%.
Graph credit: https://www.propertyinvestmentproject.co.uk/property-statistics/uk-interest-rate-history-graph/
People are waiting before deciding to sell. This is in the hope that house prices will rise and they can get more for the property.
Our advice is to be realistic with your asking price.
If you're selling your home for a lower price than you'd like, remember that the new property you buy will also be cheaper - meaning you can get more for your budget.
Accepting lower offers or valuations for your current home will attract more buyers. It also means you can sell your home quicker, rather than sitting stagnant at a more expensive price.
As shown below, the lower your asking price is, the more people you can attract. For example, people with a budget of £400k, may also look at homes costing £425k.
If you lowered your asking price from £450k, to £425k, you’d likely reach more potential buyers and sell your home more quickly.
Property prices in Brighton & Hove are more resilient as people will always need to move house. Brighton boasts the Sussex Downs, and the seaside, with an easy commuting route to London, making it incredibly desirable. It is a competitive market to buy in. If prices continue to lower, they are more than likely to bounce back at the same speed they dropped, as we have seen in previous recessions.
The rental market in Brighton & Hove is still strong as there is a high demand from renters. This means that landlords are still achieving good rental value for their properties.
However, we’ve seen a decrease in landlords buying to let over the past few years. Additional stamp duty and taxation have affected landlords across the board.
Whatever the case with Brexit, Maslen Estate Agents can help landlords achieve competitive rents through our trusted lettings service.
At Maslen Estate Agents, we put people before profit. That means using our expertise to find the right home, or the right buyer, for you – our customer. For sellers, we use our unrivalled knowledge of the local area to ensure your property goes for the right price, to the right person. Our completion rate is one of the highest in Brighton & Hove thanks to our agents being some of the longest serving in the area. We know how complicated selling a home can be, so we offer plenty of advice on the selling process and making the most of your property. And we can provide a free, no obligation market appraisal. For buyers, you can browse houses for sale in Brighton and Hove and flats for sale in Brighton and Hove to find properties that suit any budget. Our handy buyer's guide will tell you nearly everything you need to know about buying property, and we'll be there for everything else. We're dedicated to finding the perfect home for you, taking you through the entire process – from viewing to completion.
Click here to view our brochure.