From whether it is worth investing in a new bathroom, to the best time of year to sell, we are always happy to give our advice. We also provide clear independent advice on mortgages, buildings or contents insurance, critical life cover or mortgage repayment protection.
We can provide fully independent advice on the best mortgage for you, with no obligation and no fee. Whether you're looking to move, release capital from your property or just get a better rate, we at Maslen can help.
With Maslen Financial Services, you get access to the whole market (excluding direct only deals) to recommend the most attractive mortgage, direct access to underwriters, budgeting advice, recommendations on a host of insurance policies and all this fee-free.
For your independent, fee-free, impartial advice, contact our independent advisor Stuart Gulvin today. You can also download our handy guide to homebuying and mortgages.
Having spent over 30 years in financial services, Stuart’s understanding of - and experience in - the industry is second-to-none. Specialising as a Mortgage Advisor, he provides expert advice for his clients. Crucially, this ensures that they’re always able to make the most informed decisions.
Whether they’re first time buyers, home movers or those looking to raise capital, Stuart is experienced in finding the best mortgage available. A strong relationship builder, he’s committed to sharing his knowledge throughout the mortgage lifetime.
Choosing the right mortgage is a decision which can have a massive impact on a homeowner’s life; Stuart will support you every step of the way.
David Maslen, trading as Maslen Financial Services, is an appointed representative of Best Practice IFA Group Limited. Best Practice is authorised and regulated by the Financial Conduct Authority. The registration number is 475260.
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves.
To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Whether you are buying or selling your property, you will need to think about appointing a solicitor/conveyancer to manage the legal side of the transaction. This is called conveyancing and is the legal process involved in transferring ownership of property from one person to another.
Finding a reliable solicitor/conveyancer that will keep you updated on each stage of the process, not only makes a difference to your sale or purchase but also to your stress levels! Maslen Estate Agents has joined forces with two of the city’s leading conveyancing companies to ensure this process runs smoothly for you. We offer the following services and benefits:
On average, the conveyancing process takes between 8 to 12 weeks. This is because there are usually many different factors involved such as the chain and completion date negotiations, mortgage application process and Local Authority searches. Whilst these variables can affect the time it takes, you can get email updates, or your solicitor/conveyancer can keep you informed and updated.
You can use our mortgage calculator to help you estimate the size of mortgage you can afford and budget your move. To work out what your monthly mortgage repayments would be simply enter the amount you wish to borrow, the term in which you intend to pay it off and the interest rate.
If you’d like to discuss your options please contact our independent mortgage advisor Graham Griffin CeMap.
With many continuing to watch and wait before making their next house move, we look at the latest market trends impacting buyers, sellers, landlords and tenants.
A good time to sell?
With the effects of Brexit still unclear, homeowners continue to hold off putting their homes on the market. A gradual dip in house prices means some are still waiting for property prices to rise before listing their home. But remember, it’s likely that if your own home is being valued at a lower price, so is the one you’re looking to buy.
While the supply may be low, the demand for properties is still high. Many people do still want and need to move, whether to be closer to a new job, school catchment zone or to accommodate a growing family. This February, we saw our best sales month since November 2016, suggesting more people are letting Brexit simmer in the background while they focus on taking the next step. Our advice? Prioritise the needs of your lifestyle over uncertainty around Brexit.
New lettings legislation
In contrast to the housing market, lettings is a hotbed of activity.
From the 1st of June, new legislation will come into action across England and Wales that stops tenants paying lettings fees. It’s thought that, as a result of the new Tenant Fees Bill, monthly rents may rise, as landlords attempt to offset some of the costs that are associated with referencing, inventories and admin. However, it will make the initial financial outlay when renting a property more affordable for tenants.
But what about those who still struggle to save up ahead of a move?
In an attempt to support tenants in the private rental sector further, the government also announced that security deposits will be reduced from 6 weeks rent to 5 weeks from 1st June.
Nil deposits are also starting to enter the market. This alternative to a traditional deposit scheme asks new tenants for around one week’s non-refundable rent upfront, as opposed to holding a full deposit. Essentially, it is a form of insurance, which allows landlords to claim for the cost of any damage or unpaid rent at the end of a tenancy, whilst giving tenants the flexibility to move easily and stop cash being tied up.
For those on the property ladder, mortgages remain competitive. There are a choice of lenders in the market competing for business, giving homeowners a variety of great deals.
Historical UK Mortgage approvals:
For first time buyers (and their parents), there’s even more good news. Some mortgage companies are now offering first time buyers the option to put a gifted deposit, which has been donated by parents, into a savings account. It remains in the account until the first three years of the mortgage has been paid. Thereafter, it can be released, along with any interest that’s been accumulated over the period. This allows parents to retain their savings, whilst new homeowners build trust with their lender.
First time buyers also remain exempt from paying stamp duty if the property price is below £300,000, helping to make buying a first home more affordable.
CTA: Talk to our in-house mortgage advisors to find independent financial advice.
Already recommended you! Thank you.
Mr Edwards The Ridgway
The staff were very helpful, an excellent service. I would recommend you to others.
Miss Hockly Fiveways
Very helpful and patient team.
Mrs Shea Selborne Place
Great service, always polite and friendly. Excellent contact and info all the way.
Mr Wells Bishops Road
Thank you Maslens, you were all excellent!
Miss Jasper Taunton Road
Hugely impressed with Ben & his team.
Mrs Mead Upper Lewes Road
Ben was particularly enthusiastic and helpful. Martin, Paula, Sam and Will are all hard workers.
Ms Goodey Franklin Road
Very impressed with the efficient and friendly service, the staff were a pleasure to deal with.
Mr & Mrs Gill Lewes Road
I wish we had used you to sell our property! Nice to meet honest people, who are genuinely interested in helping. Very pleased.
Mrs Porter Taunton Road
Exceptional service throughout the process - should we decide to sell in the future we wouldn't hesitate to use your agency. You're a cut above the...
Ms Windels & Mr Barham Fiveways
Paul was absolutely brilliant.
Mrs Tasker Fiveways
First class service from a first class team.
Mr & Mrs English The Ridgway
All the staff I dealt with were excellent. Sharon worked really hard to complete the sale.
Mrs Bent Falmer Gardens
Excellent Service from start to finish.
Mr T Mole Cromwell Road
Quality advice about when and how to sell, which was spot on. Thank you.
Miss Coleman Buller Road
Paula was fabulous and we felt really informed and supported.
Mr & Mrs Walker Lewes Road
We were delighted with the service received from all the staff with whom we had contact,
Dr Crichton The Ridgway
Graham Griffin provided us, and continues to provide us, will all-round excellent advice. We trust his knowledge and expertise.
Mr Blackmore & Ms O'Sullivan Financial Services
An efficient, professional and friendly service. Helpful and a pleasure to do business with.
Mr Beddington Brading Road
Very professional service. Thank you!
Miss New & Mr Jackson Buller Road
Extremely efficient. Nick and Paula are excellent. The weekly phone calls were much appreciated.
Ms Gray Lewes Road
Many thanks to Nick. It was an easy process thanks to you! I'm extremely satisfied with how the sale went, great job.
Ms Mayanobe Aymer Road
You were amazingly helpful throughout - a real pillar of strength with a very difficult sale.
Mrs Parkin Fiveways
Paul Wilkinson was extremely helpful and efficient. The only problem was the vendors solicitor and Paul warned me of this. A good transaction all r...
Mr Lavender Fiveways
Excellent customer service throughout. I will definitely recommend you, and use you again. Thank you.
Ms Longley Kingsbury Street
Very pleased with the excellent service throughout. Professional, friendly, efficient and no hard sell. Achieved above asking price. Thank you!
Mr Witten Lewes Road
Paula was absolutely amazing!
Mr & Mrs MacKay Lewes Road
Sharon, Harvey and James were all excellent - very professional. Totally opposite to what I have experienced with other agents. Maslen have restore...
Ms Lyons Woodingdean
It was an amazing experience, everyone involved were fantastic.
Mr & Mrs Knight Woodingdean
Fantastic service. By far the best agents we have ever used, I cannot recommend you highly enough.
Mr Field Mafeking Road
Compared to your rivals, your service was excellent
Ms McGrigor Milner Road
Thank you for everything!
Ms Tucker Willow Close
Sharon was amazing! She kept us up to date the whole way through the process. We cannot fault Sharon or the rest of her team.
Mr & Mrs Ashley Woodingdean
Excellent service from the Lewes Road branch. Martin Timms secured a quick sale & at a good price & Paula Carter worked really hard to secure...
Ms Schulte Bear Road
Paula is amazing!
Ms Aspnall Gladstone Place
First class service. Friendly and professional.
Mr Thorne The Avenue
Very thorough & very informative.
Mr Michnowicz Waldegrave Road
Harvey was helpful and easily reachable at the beginning of the process and Sharon kept us informed and was always happy to help.
Ms Murch & Ms Mapa Ticehurst Road
The Woodingdean team were very friendly and approachable.
Mrs Palmer Pitt Gardens
I found the service to be courteous, friendly and efficient.
Mr Upton Buller Road
The whole team were very committed from start to finish.
Mr Pilgrim Lewes Road
Very happy with the service we got from you guys, everyone we dealt with was extremely friendly, professional and helpful. Thanks!
Mr Brown Titian Road
Very comprehensive and professional. Nice people to work with and highly recommended.
Mr Alderton Ladysmith Road
The sale was dealt with swiftly, professionally and successfully. Thank you Maslen!
Mrs Lincoln Hove
Cannot express our appreciation enough of all the efforts made by the Woodingdean team - they were fantastic.
Mr John Mogridge Woodingdean
Very impressed with all dealings with Maslen. Paula Carter was in particular very knowledgeable and helpful.
Mr McBlane Hove
A very positive experience - I had most contact with the Fiveways office and they were so friendly and helpful.
Ms A King Balfour Road
Thanks David, all very professional.
Mrs Flowers Foxdown Road
It was a long, drawn out process that the people at Maslen helped me through, without the impression that it was a chore. So extremely professional...
Mr McLagan Lewes Road
Thanks for an excellent service.
Mr King Hove
I have bought and sold 7 properties, and this was the best experience of an estate agents services I have found.
Mrs Shepherd Hertford Road
Brilliant. Well done to Sharon and the Woodingdean team.
Ms Curtis The Ridgway
Very, very happy we chose you, felt right from the start! Thank you!
Miss Blackadder Coniston Court, Holland Road
As always, an excellent service.
Mr & Mrs Field Lewes Road
Excellent service as always
Mr Field Ringmer Road
Very pleased with the service. Many thanks to Sharon and the boys!
Mr Flynn Woodingdean
Very pleased with the experience. I would definitely recommend you and use you again.
Ms D Edmonds Horton Road
A very committed team who made the sale process very easy.
Ms Rees Ticehurst Road
Good team. Straightforward. No nonsense.
Mr Standing Newmarket Road
Nick and Paula are total stars! They were incredibly supportive and present throughout. Thank you!
Miss O'Haire Hove
A really good experience.
Mr Tibble Lewes Road
Maslens as a whole were really friendly and professional. I have to thank and congratulate Paula Carter for being superb at her job and exceeding m...
Ms Warren Hove
Thank you. We found all the staff knowledgeable and really pleasant to deal with.
Ms Ansloos Lewes Road
Ben and Paula were calm and reassuring throughout a very difficult process!
Ms Easterbrook Bear Road
Outstanding service from Sharon. James is an asset to Maslens & Harvey was so helpful and polite.
Ms Cianchetta Selhurst Road
Sharon was excellent, she kept us informed at all stages and was a really calming objective influence in the process.
Ms Frederick Channel View Road
The whole team were excellent, each one of them felt like family. Sharon had a lot of sorting to do at times but coped very well, a true profession...
Mr Vernon Woodingdean
Sharon and her team could not have done more in what was a difficult sale.
Ms Daly Woodingdean
Very impressive - professional and friendly, both Martin Timms and Paula Carter were excellent at keeping in contact with sensible advice based on...
Mrs O'Connor Hove
Best Agents in Brighton.
Mrs Field Tarner Road
From start to finish the sale was dealt with in a thoroughly professional manner.
Mr Gibbs Lewes Road
Our local office manager, Sharon Wareham was warm and friendly and kept us up to date at all times.
Mr Hope The Brow
Best Estate Agents ever experienced - professional, approachable, competent and exemplary.
Mr & Mrs Guest Riley Road
Sold within 2 weeks for asking price "excellent!"
Mr Grundy Bishops Road
We were very impressed with the Nick from start to finish.
Mr & Mrs Smith Lewes Road
I would recommend Maslen to anyone.
Mrs Tripp Woodingdean
The team worked very hard over a long period to ensure my sale went through - excellent service!
Mr Patrick Gladstone Terrace
In February 2016 I was looking to buy and sell very rapidly. Competition among buyers at the time was very high. Sharon @ the Woodingdean branch sh...
Ms Helen Lyons Woodingdean
We were very pleased with services provided by the Fiveways office.
Mr & Mrs Sawyer Shaftesbury Road
Very good service and communication. Paula was excellent.
Mr & Mrs Scarboro 1 Pevensey Road
Please thank Paula at Lewes Road - Excellent service.
Mr & Mrs Nuthall Lewes Road
All very professional, kept updated throughout. Very pleased - Would recommend.
Mrs Hammond Hove
Thank you Paul and Archie, you gave an excellent service, as well as Kelly. I look forward to working with you again.
Mr White Fiveways
I was new to the area and viewed a lot of properties with a lot of different agents. Maslens were by far the best I came in contact with, so when i...
Mr & Mrs Heer Lewes Road
A completely painless experience from start to finish. Thank you.
Mr Woolven & Mrs Bessant-Woolven Lewes Road
Service exceeded my expectations overall at all stages of the process - I wouldn't hesitate to recommend you. Thanks.
Ms Greene Lewes Road
Very impressed with the service. Sharon Wareham works tirelessly, very professionally and is always there for advice.
Miss Matthews Kipling Avenue
Paula's role was brilliant. Having someone office based and available was so appreciated and her promptness an impressive service - every Estate Agent...
Ms Wynn-Jones Baxter Street
Superb service as usual, I would always recommend you.
Ms S Hike Blackthorn Close
Excellent communication and advice throughout. It felt very reassuring to be in good hands.
Mrs Brooker Buller Road
Sharon was excellent - kept us well informed, thank you so much!
Ms Waters Cowley Drive
All agents at Maslen were extremely helpful and polite from the beginning to the completion of sale.
Mr Johnson Fiveways
A good team at Woodingdean helped us through a stressful time.
Mr & Mrs Penton Sycamore Close